Unlike the flood of Work From Home Opportunities such as envelope

stuffing, filing medical forms, processing emails or MLM schemes

that promise “get rich over night”, processing FHA mortgage

insurance refunds is a real job as a Work From Home Business. The

power of the Internet in locating the refund recipients has made this opportunity even more appealing.

Processing FHA insurance refunds is a real job that was originated by the Federal Government to assist them in finding and returning unclaimed mortgage insurance refunds to individuals who once had an FHA mortgage insurance policy when they purchased their home. This FHA insurance premium could have cost the homeowner up to2.5% of their loan amount at time of purchase. However, this insurance terminates if homeowner paid off their mortgage early, sold their home or refinanced their home with a non-FHA loan.

As a result, the homeowner maybe due a prorated amount of the

insurance premium as a refund. By the time HUD/FHA discovers

or is informed to terminate the FHA insurance policy, the homeowner likely has moved on. The Government attempts to contact these homeowners by mail to return their refund, but with limited

success. As a result, there are more than 750,000 individuals who are due FHA insurance refunds totaling over $250,000,000 and growing.

Admittedly this opportunity has gotten a bad rap from a number

of companies and individuals who have abused this opportunity

in the following manner.

· Claim or advertise themselves as an Official Representative of HUD/FHA.

· Mislead people in that as a Tracer one works for HUD/FHA and will be paid by the Government.

· Present themselves as an employment agency that has a job

available. For a finder’s fee, the individual will be merely

sent a few forms and how to contact HUD/FHA.

· Many have re-scripted material for supposed Manuals but are not Unclaimed Asset professionals. Plus they offer no support.

· Resell or offer outdated copies of unclaimed cases. HUD updates the states’ lists of FHA unclaimed insurance refunds each month.

Good luck to all. This is just one of a number of viable Work

from Home Opportunities one can be successful with effort

and organization.

Thomas Tuke is owner of American Refund Services specializing in the recovery of all types of unclaimed property, assets and refunds nationally.

For details visit: http://www.AmericanRefundServices.com/ and http://www.Asset-Recovery-Services.com

i’m starting my own business and am suddenly scared. has anyone done this and have words of encouragement?

i’ve been a stay-at-home mom for a year and have begun to start my own business. this business will be a lot of work, although i’m looking forward to that part. i am just scared that i will tire of the new job and fail to keep promoting it, etc. I guess I just don’t want to fail and know it’s my own fault.

Yup, a little anxiety, a little worry, am I doing the right thing? What about the kids? Will I have time for them? This all sounds about right.

Breath, in, out, in, out. Kind of like having a baby, isn’t it?

Congratulations. You just had a baby business, Mrs. ____.

Being in business for myself for the past 8 years has been great. No looking back, no regrets. It’s the best thing I’ve ever done for myself, my wife and my kids. I am self employed to be more precise. I have no bosses, no employees, although they do arise from time to time I have no real headaches, not big ones anyways.

I love it, and I’m never going to go back to having a “job”.

Good luck

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